About US ...

Our organization is the result of a family's dedication to the insurance needs of its clients that began in 1895....that's over ONE HUNDRED years of experience in the management of insurance programs and related financial services! Few if any other independently owned firms can even closely approach this record of continued professional achievement.

Today our agency employs about a complete staff of trained insurance specialists; about half are located full-time in our Atlantic City offices and half are in outside sales and service positions, counseling clients in a residential or business setting.

Normally, one thinks of an insurance firm like ours as either a Life and Health agency or a Property and Casualty agency. And the typical agency either specializes in Personal insurance needs or offers the more involved Commercial insurance programs. And finally, most agencies either market their products to individuals or on a Group basis. The unique thing about our firm is that we provide all of these facilities, so as you peruse our website you'll find pages dedicated to virtually every phase of Insurance. And that's why our clients give us high marks for responding to their insurance needs on a one-stop shopping basis.

We have always maintained pricing and competitive strategies and they are clearly stated below. Quickly refer to the specific insurance product that interests you. The important thing is that you learn all about us, for we are not only a professionally skilled insurance institution, but we are also highly diversified and mighty easy to do business with!

OUR PRICING POLICY:

We believe it is a great mistake to merely offer the 'cheapest deal.' Although we are proud of our competitive pricing structure, we firmly believe our clients do business with us because of our product, knowledge, and technical ability and consider price as a secondary factor.

OUR COMPETITION:

When it comes to Property and Casualty insurance, we believe we are simply better than our competitors at what we do. Our people are better trained technically, and they have more insurance experience than the staffs of our competitors. we are dealing with the security of our clients. We have to know what we are doing.

OUR STATUS AS AN INDEPENDENT AGENCY:

Our firm is, and always will be, ruggedly individualistic, making our own decisions as to products, clients and carriers that we represent. Most of our competition comes from agencies owned by someone else, or from sales people employed directly by insurance companies. We are not. We think it's wrong that an insurance agency must sell the products of any one company or answer to non-insurance superiors.

OUR ONE-STOP SELLING STRATEGY:

Many insurance agencies offer only certain product lines, such as Property and Casualty, or Life and Health. Some sell Group Benefits, but not Individual Lines. We believe that not many are involved with such specialties as Estate Planning, Retirement Annuity Investment, Self-Insurance or Alternative Funding Plans.
But we offer every one of these. And the reason we are successful in what we do is because we have people on staff that are professionally trained to manage every single one of these product lines. So the client need only work with one firm to fulfill all of its insurance needs."