About our website...

THANK YOU for visiting our website.  Hopefully you will find it to be interesting and educational about the things we do.  Before you begin browsing our site to find information about our specific insurance products and services, we’d like to introduce you to our agency and tell you why we’re unique!

 Our current organization is the result of a family’s dedication to the insurance needs of its clients that began in 1895 ……. that’s over ONE HUNDRED years of experience in the management of insurance programs and related financial services!  Few if any other independently owned firms can even closely approach this record of continued professional achievement.

 Our agency is licensed to sell Property and Casualty insurance in NJ-NY-PA-FL-IL-MD-DE-SC-WI-CO-NV, and our representatives hold Securities licenses in NJ.

 We employ a complete staff of trained insurance specialists.  About half are located full-time in our Atlantic City offices and half are in outside sales and service positions, counseling clients in a residential or business setting.

 Normally, one thinks of an insurance firm like ours as either a Life and Health agency or a Property and Casualty agency.  And the typical agency either specializes in Personal insurance needs or offers the more involved Commercial insurance programs.  And finally, most agencies either market their products to individuals or on a Group basis.  The unique thing about our firm is that we provide all of these facilities, so as you peruse our website you’ll find pages dedicated to virtually every phase of Insurance.  And that’s why our clients give us high marks for responding to their insurance needs on a one-stop shopping basis.

 Our agency maintains a pricing policy, a competitive strategy and a marketing structure; they are clearly stated below.  The important thing is that you learn all about us, for we are not only a professionally skilled insurance institution, but we are also highly diversified and mighty easy to do business with!

 OUR PRICING POLICY:

 We believe it is a great mistake to merely offer the ‘cheapest deal.’  Although we are proud of our competitive pricing structure, we firmly believe our clients do business with us because of our product knowledge and technical ability and consider price as a secondary factor.

 OUR COMPETITIVE STRATEGY:

 When it comes to Property and Casualty insurance, we believe we are simply better than our competitors at what we do.  Our people are better trained technically, and they have more insurance experience than the staffs of our competitors.  We are dealing with the security of our clients, so we have to know what we are doing.

OUR STRUCTURE AS AN INDEPENDENT AGENCY:

 Our firm is, and always will be, ruggedly individualistic, making our own decisions as to products, clients and carriers that we represent.  Most of our competition comes from agencies owned by someone else, or from sales people employed directly by insurance companies.  We are not.  We think it’s wrong that an insurance agency must sell the products of any one company or answer to non-insurance superiors.

 AND NOW, please browse through our website to learn about the specific insurance products and services that our agency is privileged to offer.